Articles

Mortgage Bonds Or Mortgage Loans Include A Pledge And An Acknowledgement Of Debt

This everyday word “mortgage” has strange origins. “Mort-gage “comes from the 14th Century French word, which describes: “a Death Pledge or Dead Pledge”. “Mort” means Dead and “Gage” means Pledge. Despite the spooky meaning; it does not mean that the borrower is about to die when he signs a mortgage bond document! DEATH OF THE …

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Urban Densification

What is urban densification and how does it affect you? The Council has a policy of encouraging more and more people to live and occupy the existing areas within the city of Johannesburg. The practical effect is to allow developers to erect more and more smaller and more compact apartments in the city. The City …

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Deeds Office Procedure

Lodgement Documents are lodged by attorneys in the Deeds Office. Lodgement clerks are responsible for linking the transfer, bond and bond cancellation. After the batch is linked and handed in for lodgement, the data clerk at the Deeds Office scans the deeds into the DOTS (Deeds Office Tracking System) so that they can be tracked …

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